What’s Up Wednesday: 26 January 2022
January 26, 2022Household Contents Cover Continued – How is your Insurance Calculated
April 11, 2022Top 2 Tips to Hassle-Free Claims
At Quattro Sure we are on your side & get your valid claims paid
A common frustration with short term insurance is usually around building insurance where insurers reject claims citing ‘maintenance issues’ or ‘incorrect construction’.
As your short term broker, Quattro Sure prides themselves in educating clients on how to maximise their insurance policies; particularly around those “terms and conditions” so that our clients are not caught out at a later stage. We ensure that valid claims are paid.
Here are our Top 2 Tips to Hassle-Free Claims
Maintenance Issue related claims
Your insurer will typically reject a claim for Maintenance Issues if an issue has been caused by natural events over time, such gutters eroding with the rain, wear & tear on roof tiles, or trees growing under bricks or swimming pools (causes walls or a swimming pool to crack or collapse).
Incorrect Construction related claims
As a homeowner, unless your house is newly built, you may not know about a retainer wall that was not approved by an engineer, or that your ceiling doesn’t have the correct waterproofing material. When purchasing a house or building, we encourage you to have your building plans reviewed to ensure what is on your property are on your plans. Additionally, particularly for older buildings and houses, we recommend having your property inspected by a certified builder as they would be able to point out problem areas (such as waterproofing in the ceiling). Going forward with any renovations or home modifications, we recommend that these changes are approved by an engineer to ensure a future claim isn’t rejected because of ‘incorrect construction’.
Quattro Sure knows that your house is your home and that your office building sustains your business. We want the very best for you, and this includes ensuring your assets are protected without causing you stress and unforeseen expenses.
Contact Quattro Sure today for a FREE review of your home and building policies to ensure you are correctly covered.
Contact Quattro Sure to ensure you are adequately covered on 031 242 5100 or use the form below.
If you missed these articles, click to read more
‘You own a building and crisis hits! What do you do?’ – read it here.
‘What is Household Contents Cover and Why Do You Need It?’ – read it here.
‘Household Contents Cover Continued – How is your Insurance Calculated’ – read it here.
